The following list covers most situations. Our mortgage consultant will inform you as to which documents we will actually need to process your loan. Income • Past two years W-2 statements. • Pay Stubs covering the last 30 days. • Two years signed personal tax returns; all schedules (self employed, paid by commission, or own rental property) • If self employed through a corporation or partnership,last two years business returns and a year to date P&L and balance sheet. • Leases for all rental property. Assets • Two most recent months bank statements; all pages. • Most recent account statement of 401K, IRA, or Mutual fund accounts. • If equity from a pending sale is to be used with this mortgage, we will need a copy of the sales contract for this sale and eventually the executed settlement statement proving the sale. Miscellaneous • Account number and phone number for all current mortgages. • If you are currently renting, either 12 months cancelled checks/money order receipts, or the name, address, and phone number of your current landlord. • If separated, a fully executed separation agreement with property settlement, alimony, child support, etc. • If divorced, a fully executed divorce decree. • If you have filed bankruptcy in the past, please be ready to provide your bankruptcy discharge and schedule of debtors. • Most recent property tax bill (refinances only). • Name and phone number of your homeowners insurance agent. • Copy of the purchase agreement with any addendums (purchase only)